- From Samsung Pay to Apple Pay
Since the launch of Samsung Pay and Apple Pay, we’ve entered an era where payments can be made anytime and anywhere using just a mobile phone. A similar payment method is KT mobile phone micropayments, which allows users to make payments without additional authentication once registered.
- What is Mobile Phone Micropayment?
KT’s 휴대폰 소액결제 system enables users to pay for products and services both online and offline through their smartphones. These charges are then added to their mobile phone bills in the following month. However, since it’s so easy to use, it’s essential to be cautious to avoid excessive spending.
- How to Use This Payment Method
To start, download the “My KT” app from the Google Play Store or One Store. If you prefer a PC, you can access it through KT.com. Within the app, navigate to “My-Bill Inquiry-Small Payment History.” For first-time users, you’ll need to select a usage limit and agree to the terms for authentication.
- Setting a Usage Limit
Once authenticated, you can set a monthly spending limit. While the maximum limit is up to 1 million won, it can be reduced to 300,000 won if there’s a history of unpaid bills or other delinquency. It’s essential to monitor your spending habits closely and only set a limit that suits your budget.
- Features of the Mobile Phone Micropayment Page
On the KT mobile phone micropayment page, you can check your current spending, adjust your limit, and even make prepayments. The Current Status section displays your spending to date, while the Change Limit page lets you modify your limit each month. Limits can range from a minimum of 40,000 won to a maximum of 1 million won, and you can input specific amounts.
Prepayments allow you to pay for part or all of your anticipated usage for the next month, starting at 30,000 won, with increments of 10,000 won. You can view your spending history by month or date by clicking View Usage History. If you decide to discontinue the service, you can block it entirely. To unblock it, simply set a usage limit and verify it via text message.
- Available Payment Methods
This payment method is mainly used for purchasing digital content, web storage, and in-game items. Its simplicity makes it prone to misuse, so it’s important to monitor your spending and avoid setting high limits unless necessary. Checking your spending history regularly can help you plan better and avoid unexpected bills.
- Conclusion
Cases of young children using KT mobile phone micropayments without their parents’ permission are not uncommon, sometimes resulting in excessive charges. To prevent this, parents should consider enabling features like payment blocking. Other ways to control spending include setting a lower limit or prepaying with gift certificates. We hope this information helps you manage your spending more conveniently and wisely, making the most of your “소액결제현금화” experience.
